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Focused policy-based financing

Following the national policy, provide flexible policy-based financing by utilizing a variety of financing programs and schemes to meet the needs of society, while complementing the activities of private financial institutions.

Mainstreaming governance

Strive to conduct highly transparent and efficient business operations based on a high level of corporate governance and hold itself accountable to the public.

Furthermore, JFC is committed to becoming a self-governing organization continuously evaluating and improving its activities.

In order to carry out its Basic Philosophy, JFC promotes digitalization even during any crisis to build systems that can respond flexibly and agilely and strives to perform the functions required of it as a policy-based financial institution in collaboration with relevant organizations including private financial institutions, Chambers of Commerce and Industry, Societies of Commerce and Industry, and tax accountants.

1. Exercise of safety net functions

• A. Perform policy-based financing functions to the greatest extent possible and respond agilely to demands for safety net services due to natural disasters, pandemics, economic change, etc.
• B. Establish systems that can respond flexibly and agilely to future crises including the creation of systems for operations during emergencies and further cooperation with private financial institutions.

2. Contribution to the growth and development of the Japanese economy

• JFC will respond properly to meet the diverse needs required for policy-based financing including support for the creation of new businesses, business revitalization, business succession, overseas expansion, new expansion of agricultural, forestry, and fisheries businesses, decarbonization, and other environmental and energy measures as well as changes in the business environment caused by promotion of digital transformation (DX) and pandemic in accordance with national policies and will contribute to the growth and development of the Japanese economy.

3. Contribution to regional revitalization

• A. Promote support to demonstrate vitality of SMEs and micro/small businesses and agricultural, forestry, and fishery businesses sustaining regional economies by creating and maintaining employment, etc.
• B. Promote coordination with local communities and contribute to regional revitalization by engaging in activities rooted in local areas including ascertaining conditions in regions that have been affected by changes in the business environment from the pandemic and other factors and participating in regional projects such as comprehensive strategies of the local government.

4. Improving customer service

• A. JFC is committed to being a familiar and reliable organization that responds with compassion from the customer's perspective.
• B. JFC will fully understand its role in policy-based financing and appropriately operate systems, improve the quality of services by augmenting consulting functions and capacity, and respond promptly and precisely to the needs of a range of clients requiring policy-based financing, by leveraging funds and information.

5. Use digital technologies to promote efficient business operations that show awareness of
    environment and energy issues

• A. To promote enhancement of customer services and rationalization and greater efficiency in administrative operations, put in place efficient information systems using state-of-the-art technologies.
• B. Responding to active improvement proposals from staff, work to rationalize administrative operations and realize efficient business operations.
• C. Contribute to society by promoting corporate activity that shows awareness of environment and energy issues.

6. Creation of a rewarding workplace

• A. Encourage diversity and create workplaces where staff can fully utilize their capacities with pride and a sense of mission.
• B. Achieve diverse and flexible working styles by promoting telework and other measures.
• C. Further promote career opportunities for women, including the active appointment of female employees to managerial positions and by promoting career development for women.
• D. Boost training to increase the quality and ability of each employee's professional expertise for conducting policy-based financing.

7. Engage in enhancement of risk management system and entrenchment of compliance
    awareness

• From the perspective of corporate governance, enhance risk management system and instill strong compliance awareness into management and staff.